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InfoShare360
IRS Announces Excepted Benefit HRA Limit for 2026
On May 1, 2025, the IRS released the inflation-adjusted limit for excepted benefit health reimbursement arrangements (EBHRAs) for plan...
2 min read


State Disability Insurance Laws
01/01/25 State Disability Insurance Laws Disability insurance provides wage replacement benefits for employees who are unable to perform...
1 min read
Health Plan Deductibles and OOPMs - Key Concepts for Employers
Deductibles and out-of-pocket maximums (OOPMs) are important cost-sharing parameters for health plans. A deductible is the amount an...
9 min read
Wellness In the News
Catch up on the latest wellness-related developments from the past month. Spring Allergy Season Expected to Be Longer and More Severe As...
4 min read
Employee Handbook Quiz (Answers Included)
This employee handbook quiz is designed to test employees’ HR knowledge as it pertains to ’s company policy using De La Torre &...
12 min read




HSA/HDHP Limits Will Increase for 2026
On May 1, 2025, the IRS released Revenue Procedure 2025-19 to provide the inflation-adjusted limits for health savings accounts (HSAs)...
2 min read


From the HR Hotline 2nd Quarter 2024
Zywave’s HR consultants continue to provide expertise and serve as a valuable resource for navigating the pressing challenges facing...
18 min read


HSA/HDHP Limits Will Increase for 2025
On May 9, 2024, the IRS released Revenue Procedure 2024-25 to provide the inflation-adjusted limits for health savings accounts (HSAs)...
2 min read


Form 5500 Is Due by July 31 for Calendar Year Plans
Each year, employers must file an annual report with the Department of Labor (DOL) for their ERISA-covered employee benefit plans, unless...
4 min read


Employee Leave – Legal Rules
Employees may need to take time off from work for various reasons, including for their own medical situations or family emergencies....
13 min read


New HIPPA Rule Will Require Updates to Privacy Notices
On April 26, 2024, the U.S. Department of Health and Human Services (HHS) issued a final rule that strengthens the HIPAA Privacy Rule by...
2 min read


DOL Rescinds 2018 Final Rule on Association Health Plans
On April 29, 2024, the U.S. Department of Labor (DOL) released a final rule that rescinds in its entirety a prior 2018 final rule on...
3 min read


ACA Compliance Overview
Summary of Benefits and Coverage The Affordable Care Act (ACA) added a disclosure requirement for group health plans and health insurance...
10 min read


Answers to Frequently Asked Questions About the DOL’s Final
On April 23, 2024, the U.S. Department of Labor (DOL) announced a final rule to amend current requirements employees in white-collar...
14 min read


Think Well, Be Well: Spring Into Self-care
Self-care, which includes mental health care, is deeply personal, so it’s essential to explore activities that genuinely resonate with...
3 min read


Is Level Funding Right For You?
If you desire the freedom of a self-funded insurance plan but need a little more certainty for your budgeting concerns, level funding...
1 min read


Helath Related Productivity Costs
While offering health coverage and benefits for employees and dependents is a major business expense, lost productivity due to physical...
2 min read


Medicare Part D Changes May Impact Creditable Coverage Status of Employer Plans
The Inflation Reduction Act of 2022 (IRA) includes several cost-reduction provisions affecting Medicare Part D plans, which may impact...
3 min read


CMS Status Update on Advanced Explanation of Benefits Implementation
On April 23, 2024, the Centers for Medicare and Medicaid Services (CMS) provided a status update on the progress it is making toward...
2 min read
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